$500 - $15,000

Need Cash in Amarillo? Your Car Title Could Be the Key

We help Amarillo residents connect with title loan lenders quickly and securely. Keep driving your car while you repay your loan.

Check Your Eligibility
Keep Your Keys Fast Online Process All Credit Types Welcome
Fast
Same-Day Decisions
Secure
256-bit Encryption
Local
Serving Amarillo & Panhandle
Flexible
Multi-Lender Network
OCCC Compliant Path
Secure SSL Encryption
Texas Financial Resource
Professional Matching Service

How It Works

Get the funds you need in a few simple steps

1

Submit Your Info

Fill out our secure online form with your vehicle details and basic contact information.

2

Get a Quick Call

A lender from our network will reach out to verify your vehicle's value and discuss your loan options.

3

Verify Documents

Provide your Texas vehicle title, ID, and proof of income to the lender for final approval.

4

Receive Your Funds

Once approved, get your cash via direct deposit or at a local Amarillo branch, often within 24 hours.

Apply Now

Fill out the form below to get matched with a lender

Participating lenders may perform credit checks with various credit bureaus or obtain consumer reports. Submitting your information on this website does not guarantee you will be matched with a lender or approved for a loan.

Loan Information

Key details about our loan products, eligibility criteria, and required documentation.

Loan Details

Loan Amounts

$500 to $15,000 (Based on vehicle equity)

Loan Terms

30 days to 36 months

APR Range

199% - 450% (Varies by lender and CAB fees)

Loan Types

Car Title Loans Motorcycle Title Loans RV Title Loans Commercial Truck Title Loans

Eligibility Requirements

  • Must be at least 18 years old
  • Lien-free Texas vehicle title in your name
  • Steady source of income
  • Resident of Texas with valid ID

Required Documents

  • Original Vehicle Title
  • Government-Issued ID
  • Proof of Residence (Utility Bill)
  • Proof of Income
  • Pictures of the Vehicle

Why Choose Us

Quick Prequalification

Get a preliminary estimate of your loan amount based on your car's make, model, and mileage in minutes.

Keep Your Vehicle

You keep your car and your keys. You simply continue your daily commute around Amarillo while repaying the loan.

No Hidden Fees

We believe in transparency. The lenders in our network are required to provide a full disclosure of all interest and CAB fees before you sign.

All Credit Welcome

Because your vehicle acts as collateral, lenders are often more concerned with your car's value than your past credit mistakes.

Texas-Based Network

We connect you with lenders who understand Texas lending laws and the specific needs of Amarillo residents.

Secure Technology

Your personal and vehicle information is protected by industry-standard 256-bit SSL encryption throughout the entire process.

What Our Customers Say

Transmission Troubles

My truck's transmission went out right when I was between jobs. I needed $2,800 to get it back on the road so I could actually start my new gig. The process was way smoother than I thought it would be and I got the cash at a place near San Jacinto the next morning.

Marcus Reed ·Amarillo, TX

Fast and Professional

I was a little nervous about title loans but the person I talked to explained the CAB fees clearly. It's not cheap, but it solved my emergency. I liked that I could do almost everything from my phone before driving into Amarillo to sign.

Elena Vasquez ·Canyon, TX

Helped with medical bills

Unexpected medical bills from Northwest Texas Healthcare hit us hard. Used my 2018 Camry to get a $4,000 loan. The lender was professional and didn't judge my credit score.

James Patterson ·Amarillo, TX

Smooth Process

Needed some quick cash for a family emergency. I filled out the form at 10 AM and had a lender call me by 11. Very convenient for someone living outside the city.

Sarah Jenkins ·Bushland, TX

Good Service

The interest is high, but that is expected with this kind of loan. The matching service worked well and found me a lender with a decent monthly payment plan instead of a 30-day balloon payment.

David Liu ·Amarillo, TX

Friendly Lenders

I was worried I wouldn't qualify with my part-time income, but they focused on my car's value. I got the $1,500 I needed for my rent and car insurance.

Maria Garcia ·Amarillo, TX

Payday Loan and Cash Advance Stores in Amarillo, Texas

Borrowers in Amarillo, Texas, can access immediate financial assistance through a variety of local storefronts offering payday loans, title loans, and cash advance services. Whether you need to bridge the gap until your next paycheck or cover an emergency expense, you can visit these local offices in person or apply online through our matching service to find the right loan option for your needs.

ACE Cash Express

Payday Loans

1500 E Amarillo Blvd Spc A, Amarillo, TX 79107

(806) 373-3000

Mon-Fri 9:00 AM - 7:00 PM, Sat 10:00 AM - 6:00 PM

Payment 1 Financial

Title Loans

1808 E Amarillo Blvd, Amarillo, TX 79107

(806) 367-9744

Mon-Fri 9:00 AM - 6:00 PM, Sat 9:00 AM - 1:00 PM

Loanstar Title Loans

Title Loans

212 E Amarillo Blvd, Amarillo, TX 79107

(806) 379-5000

Mon-Fri 10:00 AM - 6:00 PM, Sat 9:00 AM - 2:00 PM

Loanstar Title Loans

Title Loans

1002 S Georgia St, Amarillo, TX 79102

(806) 372-4300

Mon-Fri 10:00 AM - 6:00 PM, Sat 9:00 AM - 2:00 PM

TitleMax Title Loans

Title Loans

3401 E Interstate 40, Amarillo, TX 79104

(806) 576-3760

Mon-Fri 9:00 AM - 7:00 PM, Sat 10:00 AM - 2:00 PM

Republic Finance

Cash Advance

2615 Wolflin Village Suite D2615, Amarillo, TX 79109

(806) 414-1201

Mon-Fri 8:00 AM - 5:00 PM

OneMain Financial

Cash Advance

7402 SW 34th Ave #9, Amarillo, TX 79121

(806) 351-0900

Mon-Fri 9:00 AM - 5:30 PM

Cash Store

Cash Advance

5722 W Amarillo Blvd Ste 6, Amarillo, TX 79106

(806) 358-0317

Mon-Fri 9:00 AM - 6:00 PM, Sat 10:00 AM - 2:00 PM

ACE Cash Express

Payday Loans

5811 S Western St Ste B, Amarillo, TX 79110

(806) 355-7665

Mon-Fri 9:00 AM - 7:00 PM, Sat 10:00 AM - 6:00 PM

Western Finance

Cash Advance

3101 S Western St, Unit 6, Amarillo, TX 79109

(806) 358-0505

Mon-Fri 9:00 AM - 5:00 PM

Tower Loan

Cash Advance

2832 Wolflin Ave, Amarillo, TX 79109

(806) 318-2539

Mon & Fri 8:30 AM - 6:30 PM, Tue-Thu 8:30 AM - 5:30 PM

PLS Check Cashing

Check Cashing

1414 SE 10th Ave, Amarillo, TX 79102

(806) 376-7440

Open 24 Hours

Amarillo Community Profile

Amarillo serves as the primary economic and commercial hub for the Texas Panhandle, with a diverse economy centered on healthcare, livestock processing, and transportation. Despite a stable labor market and a low unemployment rate, the city faces significant economic disparities, with nearly 16% of residents living below the poverty line. Many households, particularly those employed in the manufacturing and service industries, operate on narrow financial margins, making short-term lending options a common resource for managing unexpected costs or navigating the gap between paychecks in a fluctuating economy.

200,945
Population
$62,469
Median Income
15.8%
Poverty Rate
2.8%
Unemployment

Transportation

Drove Alone 76%
Carpooled 13%
Public Transit 1%
Walked 1%
Work from Home 7%
Other 2%

Worker Class

Private Wage & Salary 78.7%
Government 15.1%
Self-Employed 6%
Unpaid Family 0.2%

Income Distribution

Under $25K 18.3%
$25K - $50K 22.1%
$50K - $75K 18%
$75K - $100K 12.1%
Over $100K 29.5%

Source: U.S. Census Bureau, American Community Survey 2023 1-Year Estimates; U.S. Bureau of Labor Statistics (December 2025)

Frequently Asked Questions

Can I keep driving my car during the loan?
Yes, in nearly all cases, you keep your vehicle and continue driving it as usual while you make your scheduled payments. The lender only holds the title as collateral.
How much can I borrow with a title loan in Amarillo?
Loan amounts are primarily determined by the wholesale value of your vehicle. Generally, you can borrow between 25% and 50% of your car's equity, ranging from $500 up to $15,000.
Do I need a job to get a title loan?
Lenders require proof of ability to repay, but this doesn't always have to be a traditional 9-to-5 job. Social security, disability, pension, or self-employment income are often accepted.
Is a credit check required for an Amarillo title loan?
While many lenders in our network specialize in helping those with poor credit, they may still perform a soft or hard credit pull to verify your identity and financial standing. However, your vehicle's equity is the primary factor.
What happens if I can't pay back my loan on time?
If you struggle with payments, you should contact your lender immediately. Texas law allows for certain extensions, but failing to pay could eventually lead to vehicle repossession.
Can I get a title loan if the title isn't in my name?
No, the title must be in your name and 'clear' (lien-free). If you recently purchased the car, you must first register it with the Texas DMV and have the title issued in your name.
Are there any prepayment penalties?
Most of the lenders we work with do not charge prepayment penalties. In fact, paying your loan off early can save you a significant amount in interest and CAB fees.
How long does the process take in Amarillo?
The online form takes about 5 minutes. Most borrowers receive a call from a lender within the hour, and funding can often be completed the same day or the next business day.

Ready to Get Started?

Need cash by tomorrow? Start your Amarillo title loan request now.

Check Your Eligibility Learn More